Ute Scott-Smith, ChFC, CDFA

25 Years of Experience in the Financial Industry

Before becoming an independent financial advisor, Ute spent many years climbing the corporate ladder. She rose to executive level positions in thriving financial services companies where she could be successful, entrepreneurial and independent.

Turning 39, her biological clock struck and she decided to become a mother. Once her daughter was born, having already experienced the rewards of a successful corporate career, she chose to devote her time to raising her child. Having invested wisely, her investments allowed her to take three years off from work.

 

Ute then started her own, independent and fee based financial advisory firm with an emphasis on comprehensive financial planning and investment management, including socially responsible investing.

Ute Scott-Smith brings her 25 years of financial industry to the table. Ute offers expert financial advice on making smart money decisions as you make your way through major life transitions to financial security. With her dedication to financial analysis and disciplined investment strategy, Ute brings integrated financial services to Sonoma County.

Ute believes in educating her clients on financial issues and raising financial awareness in the public. Ute gives workshops at the Santa Rosa Junior College and regularly contributes financial columns in local newspapers. She publishes an informative monthly newsletter and articles on current important financial events and alerts. Ute regularly holds free, informative workshops with expert guest speakers on topics of interest to her clients. Please join our mailing list to receive an invitation to the next event.

Ute is a Chartered Financial Consultant and an Investment Adviser Representative. She acts as a fiduciary for her clients and takes this role very seriously. The Chartered Financial Consultant Board of Standards requires continued education in order to keep the designation active and Ute fulfills this requirement by staying informed on the latest science of financial planning and investment management.

Ute has qualifications and experience in:

  • Investments
  • Retirement Planning
  • Retirement Income Strategies
  • Estate planning
  • Tax Planning
  • Cash Flow Analysis and Budgeting

Ute became a Certified Divorce Financial Analyst, after hearing from divorced clients how much they regretted their settlement decisions and how many mistakes were made by not looking at the long-term implications. With her experience in financial planning and divorce settlements, Ute can help clients achieve a fair divorce settlement and guide divorced clients to build a new financially stable future. To learn more about our financial services relating to divorce, please visit us at MoneySmartDivorce.com.

Ute Scott-Smith is a member of: